Second Charge Solutions from Together  - 13/06/2023 11:48

Why work with TFC and Together for your second charges?

How can Together support customers with their needs for a second charge mortgage?
  • Improved HomeTrack valuation solutions available subject to criteria
  • Interest only is available providing there is no unsecured debt consolidation and subject to plausible exit
    • Affordability is assessed on an interest only basis
  • No Loan to Income multiple restrictions
    • Customer stated affordability considered should the automated affordability fail
  • Flexible self-employed policy
    • Minimum 12 months trading accepted, and we do not take an average of the last 2 years income figures
    • Retained profits can be considered on referral
  • No minimum earned income requirements, no restrictions on probation periods, and we can accept multiple income types and sources, including:
    • Pensions
    • Benefits
    • Rental income
    • Dividends
    • Consistent monthly bonus, overtime and commission
  • Flat arrangement fee of £1,495 and no lender legal fees
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