Last weeks updates – the market seems to be calmer, fingers crossed!

UTB (1st & 2nd) – 10.10.2022

All Purchase, Remortgage, Interest Only and Unencumbered & 2nd charge products have been updated.

West One BTL – 10.10.2022

• All existing Lifetime Tracker products with 2 and 5 year ERC are to be withdrawn
• Removal of the 80% LTV option for our 2 year Stepped Discount Tracker product
• All other 2 year Stepped discount products remain unchanged
• Launch of New Lifetime Tracker products with No ERC with rates from 5.24%
• New Lifetime Tracker and Stepped Discount products with No ERC will be available for Holiday Let, Expat and Large HMO/MUB cases with rates from 4.94%

West One 2nd – 10.10.2022

Good News – 5 year fixed rates are back! Rates start from 8.99%.

Are reducing our LTV’s by 5% across our range of residential second charge mortgage range. Maximum LTV’s are now as follows:

Apex 0 – Maximum LTV of 80%
Apex 1 – Maximum LTV of 75%
Apex 2 – Maximum LTV of 70%

Octopus – 10.10.2022

Regulated & unregulated bridging products Increase & caps.

Foundation Resi – 11.10.2022

Re-Launched all products with increased rates.

Fleet Mortgages – 11.10.2022

Re-launching a full range of BTL products.

Vida Homeloans – 14.10.2022

Launching a range of 2 year variable products across both BTL and Residential, to be available from Friday 14th of October.

TFC, working with intermediaries for over 30 years.

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