Great enhancements from TML including our exclusives

Packager Exclusives

New Lumi range from Lumi 1 to Lumi 3

Current and recent payday loans considered.  Don’t have to be paid off before application but must be paid off on completion

Discharged bankrupts and IVA’s accepted up to 2 years ago (as long as no CCJs or defaults in last 12 months)

Products available up to 75% LTV

Core Range

Now RL0 to RL3

No cascade on unsecured arrears.  As long as they meet the recency test it doesn’t matter how many they have missed (max 2 in 6 months missed).

DMP accepted on RL2 and RL3

85% across the board except RL3 which is 80%

Rates starting at 2.79% on RL0 (also 2.95% on RL1)