NEW - exclusive packager product range from TML  - 16/04/2021 09:50

LUMI - a new range of residential exclusives available from TFC

The Mortgage Lender have launched a packager exclusive range of residential products featuring enhanced credit criteria with initial rates from 4.98% for customers whose finances have been impacted by a change in circumstances.


  • Dedicated TML underwriter at TFC
  • The range caters for customers with defaults, CCJs, and mortgage arrears
  • Available to employed, self-employed and complex income applicants with a minimum loan is £25,001
  • No cascade based on unsecured arrears
  • Pay day loans settled on or before completion ( none in the last 12 months)


Quote from Steve Griffiths – Sales and Product Director

 “Now more than ever lenders need to have criteria that caters for a wide range of customer circumstances and recognise that the last 12 months has been financially difficult for many people. Our Lumi range, which is available through specialist distributors, takes a pragmatic approach to the real-world experience many of our broker partners are presented with when they are sourcing a mortgage for their clients. It offers fair rates combined with a flexible approach to underwriting that provides a stepping-stone for home-movers or those remortgaging and, in some cases, credit repair.”

Remember you can refer your second charge and bridging cases to TFC with case tracking on our 1APP lender portal