85% LTV exclusives from Pepper Money

We are delighted to announce that we have been provided access to exclusive 85% LTV mortgages from Pepper Money, on its Pepper 24 and Pepper 24 Light product ranges.

Pepper 24 is available to customers who may have experienced defaults, missed payments, arrears or CCJs in the last 24 months. The 85% LTV exclusive is available at 4.60% for either a 2-year fixed rate or a 5-year fixed rate.

Pepper 24 Light is available for customers who may have experienced defaults, missed payments and arrears in the last 24 months, but received no CCJs. At 85% LTV, the exclusive is available at 4.55% for a 2-year fixed rate or a 5-year fixed rate.

Paul Adams, Sales Director at Pepper Money, says: “We are really pleased to be able to offer this 85% LTV exclusive which provides new opportunities for customers with smaller deposits. At Pepper Money, we use financial inclusion as a guiding principle for our business, and that means identifying areas where customers are currently under-served and delivering options for those customers. There are still few higher LTV options available for customers with adverse credit and so this will give advisers the opportunity to help a greater number, and more diverse range, of customers.”