Commercial Finance (CF) range:

Bridging (Residential property) – LTV increased to 75% on purchases and 70% on re-mortgages on 2nds (previously 70% and 65%)

BTL / Home owner business loans– LTV increased to 75% on purchases and 70% on re-mortgages on 2nds (previously 70% and 65%)

Personal Finance (PF) range:

AMV

• LTV increased to 70%
• Maximum property value £750k
• Maximum loan increased to £250k

Residential 1st charge

• 5 year fix repriced to 5.99% (previously 6.99%)
• 5 year fix I/O launched @ 6.49%
• ERCs introduced 5,4,3,2,1

Regulated bridging

Rate reductions:

• Sub 50% LTV – new rate 0.65%
• 50% to 70% LTV – new rate 0.75%