New Products from Foundation  - 07/01/2021 11:23

Foundation offers new products for HMOs and expands range for Residential First-time Buyers who fall outside of mainstream credit criteria


Foundation Home Loans is pleased to announce the launch of new products across both buy-to-let and owner-occupied mortgage ranges.


For your Buy to let landlords

  • A range of 2- and 5-year fixed rate re-mortgage specials at 65% and 75% LTV, with reduced upfront costs to appeal to landlords or limited companies, and may particularly offer value to portfolio landlords looking to re-mortgage a number of properties. Now with a 1% product fee and still the remortgage incentive package of:
  • One free standard valuation per case
  • £250 cashback on completion
  • No application fee

  • Improved rates on the BTL F2 tier which is available to borrowers with some historic credit blips or niche properties, including reductions on HMOs and large HMOs.


Foundation welcomes borrowers with a broad range of acceptable credit levels including those who have been furloughed or used a mortgage payment deferral. These products suit many borrowers who may not meet the criteria of mainstream lenders.


For your residential clients

  • New first-time-buyer products at 75% in addition to the existing 80% LTV FTB products


Foundation offers a wide scope of criteria for residential borrowers with complex income and employment, including the recently self-employed and those with mixed self-employed and PAYE income.

Additionally, all Foundation products now have a rolling end date. This means upon completion customers will benefit from the full 2- or 5- year period of their rate.

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