Personal Finance Changes

Increase the maximum LTV on all PF products to 70% LTV. Please note for ‘C type’ or ‘non-standard’ properties there is a 10% reduction on LTV to a minimum of 50%

Reduced the minimum loan size available on second charge to £30k

New semi exclusive CBTL first charge prime only product at 4.99% for loans above 200k and 5.49% below 200k (Instead of the previous 6.99%)

Commercial Finance Changes

Increased the maximum loan available (prior to referral) on Unregulated residential investment bridging and BTL to £2m